WATCH VIDEO

TYPICAL COURSE AND WORKSHOP

  • Contains mix of theoretical concepts, simulation game, and Excel assignments

  • Participants can download their banks' data to Excel for classroom exercises, for instance to calculate certain ratios such as ECAP, HHI, or gap

  • Trial round after which trainer resets time to allow for better decision making

  • Assigning various strategy challenges to teams

  • Projected balance sheet helps teams to determine course of action

  • Inviting team to give classroom presentations on strategy and their bank's performance

 

 

CHALLENGES FOR THE TEAMS

  • Running profitable bank with decent return on investment

  • Respecting central bank capital and liquidity regulation

  • Maintaining capital buffer that matches economic capital

  • Managing cash buffer while avoiding central bank advances

  • Keeping loan loss provisioning in line with expected losses

  • Avoiding concentration risk

  • Pricing in accord with costs of funding, operational costs, and economic capital consumption

  • Growing their banks

PARTICIPANTS DECIDE

  • Loan pricing in basis points related to Euribor, loans are categorised by principal, PD, standard-deviation PD, LGD, and sector

  • Loan and savings portfolio composition

  • Interbank lending and funding and cash management

  • Level of loan loss provisions

  • Asset and Liability management